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QSA_New_V4 Reliable Test Online - Valid QSA_New_V4 Test Question
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PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q26-Q31):
NEW QUESTION # 26
Which of the following is an example of multi-factor authentication?
- A. A user passphrase and an application-level password.
- B. A user fingerprint and a user thumbprint.
- C. A token that must be presented twice during the login process.
- D. A user password and a PIN-activated smart card.
Answer: D
Explanation:
Requirement 8.4.2defines multi-factor authentication (MFA) asauthentication that requires at least two of the following:
* Something you know (password/PIN)
* Something you have (smart card/token)
* Something you are (biometric)
* Option A:#Incorrect. Presenting the same token twice is stillsingle-factor.
* Option B:#Incorrect. Two passwords arestill one factor- "something you know".
* Option C:#Correct. Password (something you know) + smart card (something you have) =MFA.
* Option D:#Incorrect. Fingerprint and thumbprint are bothbiometrics, so one factor.
NEW QUESTION # 27
Which scenario meets PCI DSS requirements for restricting access to databases containing cardholder data?
- A. User access to the database is only through programmatic methods.
- B. User access to the database is restricted to system and network administrators.
- C. Application IDs for database applications can only be used by database administrators.
- D. Direct queries to the database are restricted to shared database administrator accounts.
Answer: A
Explanation:
PerRequirement 7.2.5and8.2.2, PCI DSS recommends thatonly application-layer accessbe allowed to databases storing cardholder data, preventing users from issuing direct SQL queries or accessing the database via administrative tools.
* Option A:#Correct. Restricting database access toprogrammatic (application-layer) methodsis strongly preferred and aligns with PCI DSS guidance.
* Option B:#Incorrect. Admins should not have unrestricted access unless justified and monitored.
* Option C:#Incorrect. Application IDs must not be used interactively by individuals (Requirement 8.6.1).
* Option D:#Incorrect. Shared accounts are disallowed (Requirement 8.2.1).
NEW QUESTION # 28
Which of the following file types must be monitored by a change-detection mechanism (for example, a file- integrity monitoring tool)?
- A. Application vendor manuals
- B. System configuration and parameter files
- C. Files that regularly change
- D. Security policy and procedure documents
Answer: B
Explanation:
Scope of Change-Detection Mechanisms
* PCI DSS v4.0 requires the implementation of a change-detection mechanism (e.g., file-integrity monitoring) to monitor unauthorized changes to critical files.
* Critical files include system configuration and parameter files, application executable files, and scripts used in administrative functions.
Intent of Monitoring System Files
* These files often control security settings and operational parameters of systems within the Cardholder Data Environment (CDE). Unauthorized changes could compromise system security.
Exclusions
* Documents like application vendor manuals and security policies do not qualify as files requiring integrity monitoring since they do not directly impact the security posture or operational functions of systems in the CDE.
NEW QUESTION # 29
Viewing of audit log files should be limited to?
- A. Individuals with administrator privileges.
- B. Individuals with a job-related need.
- C. Individuals with read/write access.
- D. Individuals who performed the logged activity.
Answer: B
Explanation:
Requirement 10.5.1.1requires thataudit logs be protected from unauthorised viewing and modification, and access should berestricted to individuals with a job-related need to view them. This principle aligns with least privilege and ensures accountability.
* Option A:#Incorrect. The person who performed the action may not need to view logs.
* Option B:#Incorrect. Read/write access istoo permissive.
* Option C:#Incorrect. Not all administrators need access to logs.
* Option D:#Correct. Access should bebased on job function.
NEW QUESTION # 30
If disk encryption is used to protect account data, what requirement should be met for the disk encryption solution?
- A. Access to the disk encryption must be managed independently of the operating system access control mechanisms.
- B. The decryption keys must be stored within the local user account database.
- C. The disk encryption system must use the same user account authenticator as the operating system.
- D. The decryption keys must be associated with the local user account database.
Answer: A
Explanation:
According toRequirement 3.5.1.2, whendisk-level encryptionis used (e.g., full disk encryption), access control must beseparate from the operating systemto prevent unauthorised users from bypassing controls by booting the system.
* Option A:#Correct. Disk encryption must useindependent authentication mechanisms.
* Option B:#Incorrect. Sharing authentication with the OSviolates independence.
* Option C:#Incorrect. Association with local accounts may not ensure separate access control.
* Option D:#Incorrect. Key storage within user accounts is not secure or compliant.
Reference:PCI DSS v4.0.1 - Requirement 3.5.1.2 and its Applicability Note.
NEW QUESTION # 31
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